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Our Commitment

At Central Financial Services our job is simple... help you make the best financial decisions that protect and help maximize your wealth. Assisting clients since 1992, we listen and learn about your unique situation before making recommendations.

Financial planning shouldn't be hard to understand. CFS associates take pride in clearly explaining how a recommendation will benefit you. With many years of experience and comprehensive knowledge, our associates provide answers to your questions.

Take a few minutes to review the financial calculators, stock/market reports and articles. In addition, IRS tax forms may be downloaded at no charge. If you have questions, don't hesitate to complete one of the online forms. We welcome the opportunity to serve you.

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About Us<br />&#160;&#160;

About Us
  

CFS is a full service, independent financial planning firm. We help our clients find the best strategies to reach their financial goals. This could be as simple as purchasing term insurance or a mutual fund...

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Products &#38; Services

Products & Services

We provide a comprehensive array of financial planning and wealth management services to individuals, business owners, professionals, and retirees.

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Contact Us<br />&#160;&#160;

Contact Us
  

Central Financial Services

6355 South 56th Street
Lincoln, NE  68516
Phone: (402) 423-4022
Fax: (402) 423-4122

 E-mail: mikec@cfslinc.com

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Helpful Content

Immediate vs. Deferred Annuities

Immediate vs. Deferred Annuities

Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.

Disability Income

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Should You Tap Retirement Savings to Fund College?

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

 

Healthcare Costs in Retirement

Without a solid approach, health care expenses may add up quickly and potentially alter your spending.

Disability and Your Finances

In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.

Ways to Supplement Your Medicare Coverage

There are numerous ways to supplement your Medicare insurance coverage. This article helps you explore your options.

Getting a Head Start on College Savings

A few strategies that may help you prepare for the cost of higher education.

Mortgages in Retirement

Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article.

The SECURE Act

This article may help you understand the most recent changes to your IRA and your RMD implemented with the SECURE Act.

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Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

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5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

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Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

Surprises

Making the most of surprises is a great reason to work with us.

Social Security: By the Numbers

Here are five facts about Social Security that might surprise you.

Jane Bond: Scaling the Ladder

Agent Jane Bond is on the case, uncovering the mystery of bond laddering.

16 Wall Street Cliches in 60 Seconds

Pundits say a lot of things about the markets. Let's see if you can keep up.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

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