Our Commitment
At Central Financial Services our job is simple... help you make the best financial decisions that protect and help maximize your wealth. Assisting clients since 1992, we listen and learn about your unique situation before making recommendations.
Financial planning shouldn't be hard to understand. CFS associates take pride in clearly explaining how a recommendation will benefit you. With many years of experience and comprehensive knowledge, our associates provide answers to your questions.
Take a few minutes to review the financial calculators, stock/market reports and articles. In addition, IRS tax forms may be downloaded at no charge. If you have questions, don't hesitate to complete one of the online forms. We welcome the opportunity to serve you.
WE ARE HERE FOR YOU
About Us
CFS is a full service, independent financial planning firm. We help our clients find the best strategies to reach their financial goals. This could be as simple as purchasing term insurance or a mutual fund...
Products & Services
We provide a comprehensive array of financial planning and wealth management services to individuals, business owners, professionals, and retirees.
Contact Us
Central Financial Services
6355 South 56th Street
Lincoln, NE 68516
Phone: (402) 423-4022
Fax: (402) 423-4122
E-mail: mikec@cfslinc.com
Helpful Content
Safeguard Your Digital Estate
If you died, what would happen to your email archives, social profiles and online accounts?
Budgeting After a Divorce
Divorce is the second most stressful time in a person's life. Here's some tips to get through it.
How Income Taxes Work
A quick look at how federal income taxes work.
Insurance Needs Assessment: For Empty Nesters and Retirees
Do your insurance needs stay the same when the nest empties?
Global vs. International: What’s The Difference?
International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.
Is a SEP-IRA Right for Your Business?
For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
A Penny Saved is Two Pennies Earned
Here are some simple and inexpensive energy-saving tips that may help you save money.
What to Look for in Personal Finance Apps
An increasing number have been developed to help individuals with their personal finances.
Where Will Your Retirement Money Come From?
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
View all articles 
Saving for Retirement
This calculator can help you estimate how much you may need to save for retirement.
Taxable vs. Tax-Deferred Savings
Use this calculator to compare the future value of investments with different tax consequences.
Potential Income from an IRA
Estimate your monthly and annual income from various IRA types.
Roth 401(k) vs. Traditional 401(k)
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Contributing to an IRA?
Determine if you are eligible to contribute to a traditional or Roth IRA.
How Much Home Can I Afford?
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
View all calculators
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Retirement Plan Distributions
There are a number of ways to withdraw money from a qualified retirement plan.
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The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
Your DNA Test
If your family relies on your income, it’s critical to know what their needs would be in the event of your death.
What to Do When You Lose Your Wallet
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
Jane Bond: Infiltrating the Market
Agent Jane Bond is on the case, cracking the code on bonds.
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.