Charitable Giving: Smart from the Heart Ready for Retirement? Extended Care: A Patchwork of Possibilities Safeguard Your Digital Estate The Cycle of Investing Events on Wall Street

Our Commitment

At Central Financial Services our job is simple... help you make the best financial decisions that protect and help maximize your wealth. Assisting clients since 1992, we listen and learn about your unique situation before making recommendations.

Financial planning shouldn't be hard to understand. CFS associates take pride in clearly explaining how a recommendation will benefit you. With many years of experience and comprehensive knowledge, our associates provide answers to your questions.

Take a few minutes to review the financial calculators, stock/market reports and articles. In addition, IRS tax forms may be downloaded at no charge. If you have questions, don't hesitate to complete one of the online forms. We welcome the opportunity to serve you.


About Us

CFS is a full service, independent financial planning firm. We help our clients find the best strategies to reach their financial goals. This could be as simple as purchasing term insurance or a mutual fund...

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Products & Services

We provide a comprehensive array of financial planning and wealth management services to individuals, business owners, professionals, and retirees.

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Contact Us

Central Financial Services

6355 South 56th Street
Lincoln, NE  68516
Phone: (402) 423-4022
Fax: (402) 423-4122


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Helpful Content

Retirement Redefined

Retirement Redefined

Around the country, attitudes about retirement are shifting.

To Catch a Thief

To Catch a Thief

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

Gap Insurance for Leased Cars

Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.


A Cheat Sheet for Sending Your Kid to College

Dropping off your son or daughter is loaded with emotions; here are a few tips for a smoother experience.

Insuring Your Second Home

There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.

Choosing a Business Structure

Entrepreneurs all face the same question, “Which business structure should I adopt?”

A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

Stop Wasting Money

One way to find money is to examine your current spending habits and eliminate money wasters.

What the New Tax Bill Means for You

What does the Tax Reform and Jobs Act mean for you?

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Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.

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An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

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Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

Rightsizing for Retirement

What does your home really cost?

Jane Bond: Decoding Diversification

Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.


Making the most of surprises is a great reason to work with us.


Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.

An Arm and a Leg

A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.

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